By Bob Brooks
February 4, 2015
According to the American Psychological Association, almost three-quarters of Americans are experiencing financial stress at least some of the time, and nearly a quarter of us are experiencing extreme financial stress. That is not surprise. Since the Financial crisis of 2008, finances have just become so complicated. After giving financial advice now for almost 23 years, I have come to a conclusion. First, most of what people are worrying about never comes to pass. Second, people are worrying because they are operating out of a set of assumptions rather than facts. Said another way, they are assuming something could happen because they haven’t taken the time to assess their situation and their options.
It ends up being a two edged sword. People don’t want to look at their situation out of fear. Yet, they stay stressed and worried because they are not assessing their situation. Well, there is good news. I have found that things aren’t as nearly as bad as it seems. Further, I have found that solutions are created and stress goes away when you allow someone from the outside to assess your situation.
Take Paul for example – Paul came to me thinking that he could not even remotely retire. After I showed him some changes to make and how to look at his situation differently, he discovered that he could actually retire at some point. Mary thought she was on the brink of financial disaster because of debt. I showed her another way to deal with it and she was soon relieved to find out things weren’t as bad as she thought.
I have been solving problems for a long time and would like to talk to you about yours. With my financial advisement practice, the initial assessment is always at no cost and can be done over the phone or in person. After we have assessed your situation, then you can decide if my solutions are valid enough to work in a client/advisor relationship. Financial stress is not worth it. For once, get some advice and some solutions. Feel free to email me at firstname.lastname@example.org or call me at 972-386-0384.